Welcome to the Physician Disability Insurance site for AAPS members!
Physicians have unique needs when it comes to financial planning. While many people start earning income after they get their high school, Bachelor’s, or Master’s degree, physicians generally don’t start their earning years until they are in their early to mid 30’s. You have to complete residency, and often a fellowship or two, while making very low income with high expenses.
Once you are boarded, you are in your 30’s and may have only 25-30 working years to pay off your student loans, start a practice, buy a house, and start saving for retirement. Because of this, you dont always have time to “ride the market downs”, and care must be taken to protect against that. Since your ability to earn income depends upon you being able to work, you also need to protect your future ability to earn income. Being open to malpractice suits means you need to protect your assets.
Specializing in all of the above, we take a holistic approach to protect, grow, and shelter your earnings and wealth. Please sign up for our blog HERE, and get started with a no-obligation white paper on Disability Insurance by completing the form below: